This is a pivotal executive role for a commercial credit leader who thrives in growth environments and partners with leadership to enable performance.
As a key member of the Executive Leadership Team, the CCCRO works closely with the CEO, Board, and senior executives to shape strategy and support scalable, sustainable growth. The role requires clear judgment, confident decision‑making and a strong commercial mindset balancing risk discipline with speed, innovation and portfolio performance.
You will own credit and risk outcomes across the business, bringing hands‑on expertise to complex lending decisions while maintaining robust governance and oversight.
Key Responsibilities
- Set and execute the credit risk strategy across SME working capital and asset‑finance products
- Balance portfolio quality, utilisation, and growth targets in a scaling fintech environment
- Act as a trusted commercial partner to the CEO and executive team on strategic decisions
- Lead credit policy, risk appetite, underwriting standards, and portfolio oversight
- Ensure governance structures that support commercial flexibility and fast execution
- Communicate risk position, decisions, and trade‑offs clearly to executive leadership and the Board
- Provide real‑time, decisive input on complex credit and structuring decisions
- Direct, recent experience in SME working capital and/or asset finance within an Australian non‑bank or fintech lender
- Demonstrated leadership of commercial credit risk functions (not governance‑only or compliance‑led roles)
- Strong executive presence with the ability to communicate succinctly and with conviction
- Proven hands‑on experience in SME lending — traditional banking or insurance‑only backgrounds will not be suitable
- Deep understanding of regulatory frameworks, including NCCP (where applicable), AML/CTF, and enterprise‑wide risk
- Former CRO, CCRO or senior credit risk executive in fintech, non‑bank lending, SME finance, or asset finance
- Track record of supporting high growth while maintaining a strong, resilient credit portfolio
- Operates as a commercial enabler, not a blocker
- Thrives in an agile, performance‑driven environment
- Highly skilled in assessing and structuring complex commercial lending
- Proven ability to balance growth, utilisation and portfolio quality
- Australian working rights only
If this is of interest to you, please apply or email your CV to courtney.christensen@profusiongroup.com
We are committed to providing a supportive culture and positively contributing towards creating diverse and inclusive workplaces for our candidates & clients. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply.
