Credit Analyst

The Company:
  
Our client is a government agency that supports the development of Australians by providing various financial products, services, and support programs aimed at fostering economic independence across home lending, business finance and investment finance.

Role:

My client is looking for an experience Credit Analyst to join their Cashflow Finance and Equipment Leasing team. You will be responsible for assessing new applications for invoice finance, performance bonds, producer offset loans, and equipment finance.

You will be required to have exceptional customer service and skilled in driving operational efficiencies aligned with appropriate risk management practices. 

Key Responsibilities:

• Conduct credit assessments and provide informed recommendations using financial data, internal systems, and external credit reporting tools.
• Develop and maintain effective working relationships with Indigenous applicants and key internal stakeholders to support business objectives.
• Review and interpret credit applications, legal contracts, financial statements, cashflow forecasts, and other documents related to factoring.
• Operate independently with minimal supervision.
• Perform additional tasks as required.

• Prior experience in invoice discounting or factoring environments.
• Strong financial analysis skills and understanding of receivables or trade finance risk.
• Excellent written and verbal communication skills.
• Sound knowledge of legal contracts and corporate structures.
• A strong commitment to delivering high-quality customer service.

• 15.4% employer contribution to superannuation.
• Not-for-profit status, with access to Salary Packaging.
• 4 weeks annual leave, with half pay annual leave and purchased leave available.
• Christmas close down without leave deduction.
• Flexible working hours.